Portfolio Balance

[robertbanking]

Hello you very wonderful and intelligent individuals that make up these forums. I sincerely hope you are having a good weekend and are in good health.

I was kindly wondering with the turbulent last few years and the economy being unstable, what your portfolio balance is like please. For instance i know some people have a certain percentage in an All World Index ETF, then possibly a certain percentage in stocks. Can i very kindly please ask what percentage you have in ETFs, stocks and any other alternative investments like gold for instance? Lastly if you please had time would you very kindly be able to leave the names of the funds and stocks you have purchased? If you could kindly help with this i would be forever grateful, i am fairly new to investing, starting 3 years ago, ive found it difficult as i got into investing around the Coronavirus time.

If anyone could kindly help with this i would be forever grateful and it would help me research new investment ideas and hopefully balance my portfolio better. I primarily had 100% in stocks, in the UK and US, some large cap and some small cap.

I have learned so much by being part of this amazing forum and talking to you wonderful people here. Thanks so much for your kindness, everyone here is fantastic and been very helpful, i cant thank you all enough. Sending you lots of good wishes and i truly hope you continue to achieve massive success in the stock market. Very best wishes to you and hope you stay happy and healthy. Take care.

 

[divs4ever]

Hello you very wonderful and intelligent individuals that make up these forums. I sincerely hope you are having a good weekend and are in good health.

I was kindly wondering with the turbulent last few years and the economy being unstable, what your portfolio balance is like please. For instance i know some people have a certain percentage in an All World Index ETF, then possibly a certain percentage in stocks. Can i very kindly please ask what percentage you have in ETFs, stocks and any other alternative investments like gold for instance? Lastly if you please had time would you very kindly be able to leave the names of the funds and stocks you have purchased? If you could kindly help with this i would be forever grateful, i am fairly new to investing, starting 3 years ago, ive found it difficult as i got into investing around the Coronavirus time.

If anyone could kindly help with this i would be forever grateful and it would help me research new investment ideas and hopefully balance my portfolio better. I primarily had 100% in stocks, in the UK and US, some large cap and some small cap.

I have learned so much by being part of this amazing forum and talking to you wonderful people here. Thanks so much for your kindness, everyone here is fantastic and been very helpful, i cant thank you all enough. Sending you lots of good wishes and i truly hope you continue to achieve massive success in the stock market. Very best wishes to you and hope you stay happy and healthy. Take care.

gold ( and silver ) i wouldn't tell you even if i had some ( i won't touch 'paper gold or silver whether futures or ETFs ) now shares in gold ( copper and silver ) miners if have a fair assortment of those , probably over 10% especially if you add in stocks like S32 and ZIM , where gold and silver are not the main products

all the world ETF ?? NO , i love to 'cherry pick ' and that target is Asia ( without heavy exposure to Japan ) and India in particular although i do have a managed fund with India ( and Asia )focus , Asia for all it's flaws seems to be the best growth bet to me ( India , Indonesia , Singapore , even PNG which while not actually Asia i think will start to make stronger relationships with various nations

Asia weighting less than 10% say 8% or 10% if you add PNG

internationally i also have exposure to New Zealand , primarily their utility companies ( power and telecommunications ) but not exclusively so ( say 5% of the stock portfolio )

since the pandemic i have relaxed my strong bias against Africa , but still remain very cautious there ( mainly via ZIM is my main investment )

i have drastically reduced my exposure to the UK , EU and US to me they look like they will turn into tax black-holes ( tax your dead grandmothers gold teeth if they can ) i can't avoid them entirely, companies , like HVN , NST and others still think they will make some profits there , and MQG ... well they will find a way to extract wealth from unicorn f**ts ( but am watching to see if i can score a nice parting gift ... $200 a share sounds reasonable )

now it might not seem like it to you , but 2020 was an amazing time to be entering the markets , especially if you were lucky and relatively cashed up , i stumbled into the markets in 2011 , similar but different , lots of worry and panic, but knew i had to park the money and learn fast ( from losers AND winners )


stocks vs. other investments that's a little tricky the primary asset is a home/farm/hobby/food source ... but i slashed a fair bit of the stock portfolio to acquire that asset , since the banks wanted to play dicks ( thought they could squeeze me into a bridging loan instead of a mortgage ) despite having plenty of equity , ( those smug a**holes rely on their computers for their modelling )

so WBC almost gone , MQG slashed , BOQ gone , BEN gone SUN gutted , loyalty repaid in full ( and the majority of the remaining cash went to an unlisted ADI )

say 40% stocks ( ETFs LICs REITs etc ) 50% property ( including fruit trees ) and 10% livestock

you may note no mention of interest-bearing securities i have trivial exposure to them after 2017 i watched Greece and Cyprus with morbid fascination , and thought today it was them , when will they come after me

cheers

 

[Belli]

Can i very kindly please ask what percentage you have in ETFs, stocks and any other alternative investments like gold for instance? Lastly if you please had time would you very kindly be able to leave the names of the funds and stocks you have purchased?

Are you trying crowdsourcing investing?

No way to that game.

 

[divs4ever]

crowdsourcing ideas ... but isn't that part of the joy of forums ?

 

[qldfrog]

Are you trying crowdsourcing investing?

No way to that game.

Well if you invest in a set of shares, isn't it your interest to have even more people buying the very same.
In some forums it is called ramping, but here you have the opportunity to call it helping others.
If I were you, I would jump on the opportunity

 

[Belli]

You go first. I notice the OP hasn't provided their thoughts on the asset allocation or product selection. Nor do I know their risk profile or investing style. Nothing, zilch, nah da.

 

[divs4ever]

You go first. I notice the OP hasn't provided their thoughts on the asset allocation or product selection. Nor do I know their risk profile or investing style. Nothing, zilch, nah da.

i guess OP is shopping for ideas and concepts , outside of well-publicized sources

i looked at well-publicized sources when starting out , but took time to ask myself what am i comfortable with

the original plan had winners and losers , but importantly needed to adjust with the changing economy

 

[divs4ever]

in the early stages i started with Warren Buffet wisdom s and selected those that made sense for me

things like 'invest in what you know ( understand ) '

but i looked in many other places for ideas i could use

 

[Belli]

They could have do some research before posting or if they had done some indicate what it was and if it was according to their thinking. It isn't bloody hard. Type "Asset Allocation Calculator" into a web browser and a number of sites for possible investigation will be listed.

Here is one for a start. An overseas site but the general principles are the same.

Asset Allocation Calculator - SmartAsset

Use SmartAsset's asset allocation calculator to understand your risk profile and what types of investments are right for your portfolio.

smartasset.com

 

[Gunnerguy]

Time to take some money off the table.

As markets climb the wall of worry, I am getting worried. Although Interest rate easing maybe on the cards, I can’t afford a large drop in equities at the moment as I need cash for my current build.
I generally invest based on my perceptions of Global macro economics, and an a buy and hold investor …….

I have just changed my asset allocation across all ‘vehicles’ too …..

30% cash
35% Oz investment proprty
35% Global shares

Primary change is Global shares changed from 50% to 35% today.

I don’t/can’t time the markets but I am happy with my progress over the past 2-3 years, and I just want to play it a bit safe for a quarter or two.

Gunnerguy

 

[StockyGuy]

Time to take some money off the table.

As markets climb the wall of worry, I am getting worried. Although Interest rate easing maybe on the cards, I can’t afford a large drop in equities at the moment as I need cash for my current build.
I generally invest based on my perceptions of Global macro economics, and an a buy and hold investor …….

I have just changed my asset allocation across all ‘vehicles’ too …..

30% cash
35% Oz investment proprty
35% Global shares

Primary change is Global shares changed from 50% to 35% today.

I don’t/can’t time the markets but I am happy with my progress over the past 2-3 years, and I just want to play it a bit safe for a quarter or two.

Gunnerguy

Interesting. You don't mention options there, though. Not finding selling options worthwhile with all the uncertainty?

That being said I'm rather primitive in my understanding level of options - e.g., I just checked the US VIX and it's at 19.11, which is rather lowish volatility. But then it's often surprising how the markets barely notice often apparently serious geopolitical stuff going down.

 

[Gunnerguy]

Interesting. You don't mention options there, though. Not finding selling options worthwhile with all the uncertainty?

That being said I'm rather primitive in my understanding level of options - e.g., I just checked the US VIX and it's at 19.11, which is rather lowish volatility. But then it's often surprising how the markets barely notice often apparently serious geopolitical stuff going down.

Yes still doing options. They are included in my ‘shares’ portion.

Done options for 4 years now. Early was all ASX stuff but now is 50/50 ASX/US.

With EOFY upon us, this FY I managed only 15% ROI on the portion I have set aside for options. That includes all costs, losses etc but not tax, dividends or capital gains, Down from 20% in each of the first 2 years and 10% in year 3.

 

[Dona Ferentes]

never felt the need to engage with the saccharine smarminess , as in the opening post.. Mercifully, BobWnk has moved on.

 

[StockyGuy]

Yes still doing options. They are included in my ‘shares’ portion.

Done options for 4 years now. Early was all ASX stuff but now is 50/50 ASX/US.

With EOFY upon us, this FY I managed only 15% ROI on the portion I have set aside for options. That includes all costs, losses etc but not tax, dividends or capital gains, Down from 20% in each of the first 2 years and 10% in year 3.

Nice, nice. As long as net of fees you're beating the long-term S&P 500 CAGR of around 10% then you're winning. I'm looking at having a dabble in US options in the new financial year

 

[Gunnerguy]

I chose thi

never felt the need to engage with the saccharine smarminess , as in the opening post.. Mercifully, BobWnk has moved on.
View attachment 201782

I chose this ‘forum’ as the title was ‘portfolio’ rather than posting in a markets/economics etc etc type portfolio.
Was saccharine referring to me Dona ?

 

[StockyGuy]

never felt the need to engage with the saccharine smarminess , as in the opening post.. Mercifully, BobWnk has moved on.
View attachment 201782

Lol yeah, in the end this all more or less a zero-sum game. Anyone who really communicates like that seems a little of out of touch with the harsh realities of this earthly plane. But hey what do I know; some people just talk funny. Perhaps I'm too cynical. Bless his everloving heart etc

 

[StockyGuy]

I chose thi

I chose this ‘forum’ as the title was ‘portfolio’ rather than posting in a markets/economics etc etc type portfolio.
Was saccharine referring to me Dona ?

Nah he wasn't, Gunner - he was referring to the OP. I felt I should respond cos I supported DF's sentiment.

 

[divs4ever]

Time to take some money off the table.

As markets climb the wall of worry, I am getting worried. Although Interest rate easing maybe on the cards, I can’t afford a large drop in equities at the moment as I need cash for my current build.
I generally invest based on my perceptions of Global macro economics, and an a buy and hold investor …….

I have just changed my asset allocation across all ‘vehicles’ too …..

30% cash
35% Oz investment proprty
35% Global shares

Primary change is Global shares changed from 50% to 35% today.

I don’t/can’t time the markets but I am happy with my progress over the past 2-3 years, and I just want to play it a bit safe for a quarter or two.

Gunnerguy

ah yes , you mention a very important factor in portfolio decisions

identifying a better place to deploy the cash ( for your mental comfort )

personally an investment property doesn't fit my plans ( despite the PPOR being a farm )

good luck with your decision

 

[rolly1]

Interesting. You don't mention options there, though. Not finding selling options worthwhile with all the uncertainty?

That being said I'm rather primitive in my understanding level of options - e.g., I just checked the US VIX and it's at 19.11, which is rather lowish volatility. But then it's often surprising how the markets barely notice often apparently serious geopolitical stuff going down.

I wouldn't be selling naked here. Crazy man in the US, wars going on, you just never know. That being said I have still maintained a long bias by being long delta and long vega on index here. It is the best bull position on index imho.
Example of this position would be short 20delta 14dte call, long 40 delta 28dte call or small variations of that but you get the idea.

 

[StockyGuy]

I wouldn't be selling naked here. Crazy man in the US, wars going on, you just never know. That being said I have still maintained a long bias by being long delta and long vega on index here. It is the best bull position on index imho.
Example of this position would be short 20delta 14dte call, long 40 delta 28dte call or small variations of that but you get the idea.

Yeah it's a brave man that would bet against the upward drift of the US indices. I understand many just don't bother selling premium on SPY though as much better value is to be found in some of the big stocks. But as we all know these are pretty efficient markets and the higher premium is offset by the higher risk.

I tend to think the TDS may mean some overestimate the Trump risks. He's crazy like a fox, but then I might be a little partisan there lol. He's on a mission and the economy is not his only concern.