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Back to the beginning.

My point is: while the masses carry heavy debts CASH must be king. 

Perhaps the majority agree, alot are holding cash but (short term)???

To make an example of the point, I put 40% locked in for 3 years.

and I told you about it.

Will be very happy to outperform Buffet.  (in the way he referred to buy the market S&P OR DOW)

Now....... what to do with the other 60% ?????? ummmmmm gold? my own un-leveraged business.

good luck people.

ps:  I do not need to take high risks with my money, although my super supplier T____ seems to think I should have according to their books.  And they stuffed that up good and proper.  Wonder why I didn't / don't give them more?