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I'm unsure of the direction of AI. It's not advanced enough just yet, but I'm wary of its capabilities if it goes wrong. I have no reason to believe it wouldn't be able to cripple the financial system. There's a lot of needs out there that want to push an "endgame" on the current state of world finances.

AI is a arms race that a lot of people don't realise is happening. Remember that whole "chips ban to China". Having the AI advantage is the reason. Super intelligence is an unknown. We can put safeguards in place, but we have no idea what it could potentially think of.

 I'm not comfortable staying just digital till this thing plays out. It's fine at the moment, it's when advancements and buildouts start looking ominous.