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I have run my SMSF since 2007, I don't use esuper, I use another online super accountant and have found them great and cost about $1k/pa including audit.
A few mates use esuper and I haven't heard a complaint, the other thing with esuper from memory they allow real estate investment, some don't like the paperwork involved.
My online super admin doesn't and they also don't like overseas shares, but that works for me, but it is something to be aware of.
The rules on tax offsets for contributions change all the time, so I would check it out carefully if I was making a claim, penalties are high.
We don't find running the fund any issue at all, but mine is mainly set for income, not trading. Term deposit/ dividend shares and small trading amount. It suits us fine, but everyone's risk tolerance is different, mine is very low. ?

No one can really give you advice, it really is a personal thing, some don't want the responsibility etc.

Just my thoughts and I'm sure you will work out what suits you.

<blockquote data-quote="sptrawler" data-source="post: 1218551" data-attributes="member: 28038">I have run my SMSF since 2007, I don&#039;t use esuper, I use another online super accountant and have found them great and cost about $1k/pa including audit.A few mates use esuper and I haven&#039;t heard a complaint, the other thing with esuper from memory they allow real estate investment, some don&#039;t like the paperwork involved. My online super admin doesn&#039;t and they also don&#039;t like overseas shares, but that works for me, but it is something to be aware of.The rules on tax offsets for contributions change all the time, so I would check it out carefully if I was making a claim, penalties are high.We don&#039;t find running the fund any issue at all, but mine is mainly set for income, not trading. Term deposit/ dividend shares and small trading amount. It suits us fine, but everyone&#039;s risk tolerance is different, mine is very low. ? No one can really give you advice, it really is a personal thing, some don&#039;t want the responsibility etc.Just my thoughts and I&#039;m sure you will work out what suits you.<img src="https://www.aussiestockforums.com/styles/default/xenforo/smilies/thumbsup.png"&nbsp; class="smilie" loading="lazy" alt=":xyxthumbs" title="Thumbsup&nbsp; &nbsp; :xyxthumbs" data-shortname=":xyxthumbs" /></blockquote>

[QUOTE="sptrawler, post: 1218551, member: 28038"] I have run my SMSF since 2007, I don't use esuper, I use another online super accountant and have found them great and cost about $1k/pa including audit. A few mates use esuper and I haven't heard a complaint, the other thing with esuper from memory they allow real estate investment, some don't like the paperwork involved. My online super admin doesn't and they also don't like overseas shares, but that works for me, but it is something to be aware of. The rules on tax offsets for contributions change all the time, so I would check it out carefully if I was making a claim, penalties are high. We don't find running the fund any issue at all, but mine is mainly set for income, not trading. Term deposit/ dividend shares and small trading amount. It suits us fine, but everyone's risk tolerance is different, mine is very low. ? No one can really give you advice, it really is a personal thing, some don't want the responsibility etc. Just my thoughts and I'm sure you will work out what suits you.:xyxthumbs [/QUOTE]

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